Rebecca

Canada's spring housing market showed varied trends, with resale activity and prices differing by region. Prices fell in British Columbia, Alberta, and Ontario, but rose in Quebec, the Prairies, and Atlantic Canada. Toronto saw slight sales growth and lower inventory but continued price declines. Montreal had stable sales and price gains, while Vancouver and Calgary […]

Alberta homeowners renewing mortgages face rising rates after historically low ones from 2020-2021, with about 60% of mortgages up for renewal and one-third facing higher payments. Small rate differences can mask costly features like prepayment and portability. Many consider extending amortization to lower payments but risk higher interest overall. Alternatives like blend and extend offer

Affordable housing means more than making payments. It should not leave you paycheck to paycheck or unable to handle savings, emergencies, and routine costs. Two common rules help gauge affordability: keep housing near 30% of gross income, or use the 28/36 guideline for housing and total debt. The cash-flow test asks whether housing still leaves

Slide 1 Canada’s banking watchdog flagged risks in pre-construction condo appraisals potentially breaching 80% loan-to-value mortgage rules. Slide 2 Blanket appraisals worked during rising prices but create challenges as condo markets soften. Slide 3 Pre-construction condo prices dropped 10–30% from 2022 peaks, increasing valuation risks at closing. Slide 4 Regulatory scrutiny encourages stronger valuation practices,

Canadian vacation home prices are projected to rise about 4% in 2026, reaching roughly $604.5K nationally. Growth is expected nationwide, with some regions seeing gains of up to 5.5%. Higher-end markets remain near $1.06M, while more affordable areas average around $643.7K. Limited supply of recreational properties continues to support price growth despite cautious buyer activity.

Slide 1 Canada’s housing market rebounds in spring 2026 as lower rates and pent‑up demand boost buyer activity. Slide 2 Supply remains tight, especially condos, creating opportunities for developers with transit‑rich, mixed‑use, affordable projects.

The new-home market faces uncertainty, margin compression, and affordability challenges, leading homebuilders to slow operations and reduce new production starts. Builders are focusing on selling existing homes over new construction, reflecting a cautious approach. This slowdown affects related industries like suppliers and contractors, indicating a complex market environment with conservative strategies amid economic fluctuations. Continue

Canada's housing market is cooling with uneven regional price trends and stabilized interest rates around 2.25%. Home prices remain high, but bidding wars are less common, offering better negotiation opportunities. Market conditions vary by region, with some areas favoring buyers and others sellers. Financial readiness, stable income, and long-term plans are crucial for buying now.

PRICE REDUCTION! Prime Commercial Opportunity in Fairview! Approx. 2,088 sq. ft. building in downtown business district, divided into 4 offices—4 currently leased. Includes kitchen, washroom, storage, and waiting area. On-site & street parking. Well-maintained with upgrades. Great for owner occupancy or revenue generation. Fairview offers full amenities, recreation, and strong highway access. The potential is

The MLS® Home Price Index (MLS® HPI) is an advanced tool developed by major Canadian real estate boards to accurately measure neighborhood home price levels and trends. It uses a statistical model considering both quantitative and qualitative home features. The MLS® HPI is less volatile than average or median prices, offering consistent, comparable home price