Negative amortization occurs when mortgage payments don’t cover the interest owed, causing the loan balance to increase. It can happen with certain variable-rate or interest-only mortgage structures, depending on the terms. In general, it may be addressed by adjusting payment amounts, changing the loan’s rate structure, refinancing, modifying loan terms, or speaking with a qualified […]

The average price of a detached home in Alberta rose 1.8% year-over-year to $604,761. Lethbridge led with a 10.6% increase to $497,099, followed by Medicine Hat at 5.8% to $417,383. Edmonton saw a 1.4% rise to $554,313, while Calgary experienced a 4.5% decline to $687,750. Sales dropped 9.2%, new listings rose 3.5%, and inventory increased

Canada sales rise from 470,314 (2025) to 494,512 in 2026, a 5.1% increase, signalling recovery momentum. By 2027, sales reach 511,966, adding another 3.5%, exceeding pre-slowdown activity levels. Average prices climb 2.8% in 2026 to $698,881, reversing the -1.1% decline in 2025. In 2027, prices advance 2.3% to $714,991, reflecting balanced growth, not speculative acceleration.

Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!

Home sales forecast ↑ about 7.7% in 2026, reaching roughly 509,000 transactions, as demand that was delayed by high rates gradually returns. Average home prices expected ↑ about 3.2%, with the national average projected near $698,600, keeping prices around the $700K range. Housing market likely to see a mild recovery, supported by pent-up demand but

The Canada Revenue Agency is now accepting applications for the first-time home buyers’ GST/HST rebate, which can cover up to $50,000 on newly constructed or substantially renovated homes. Eligible applicants must be Canadian citizens or permanent residents, at least 18 years old, have not owned a primary residence in the past four years, and not

New condos need independent technical analysis within 4 years of occupancy, paid by the developer. Engineer or architect review aims to clarify building condition and future repair costs for owners. Province says changes strengthen governance, transparency, and limit unilateral board actions. Nally says protections and faster dispute resolution will boost clarity, fairness, and confidence. Condo

Alberta sales rise from 77,004 in 2025 to 78,605 in 2026, a 2.1% increase. In 2027, sales reach 79,805, growing another 1.5%, maintaining steady transaction levels. Prices climb 1.2% in 2026 to $519,078, following strong 3.8% growth in 2025. By 2027, prices rise modestly 1.1% to $524,657, reinforcing affordability-driven stability.

Consistent daily activities like personalized outreach, database growth, social media engagement, property previews, and ongoing client communication drive real estate success and business growth. Continue to full article

Effective task prioritization is vital for realtors to manage multiple projects, client needs, and administrative duties. Key strategies include time-blocking core activities, using CRM systems to automate lead management, creating detailed property tracking spreadsheets, and delegating non-core tasks to virtual assistants. Setting daily goals aligned with long-term objectives, applying the two-minute rule for quick tasks,